Blog

Interest rate cut: How to optimise your investments?

Retirement planning, Investment, Passive income, CPF

How will the latest interest rate cut affect your retirement funds?

Will AI follow the footsteps of the dotcom bubble? What are the risks right now?

Investment

Should you invest in AI? Or is the current euphoria just another bubble?

No more 4% interest from CPF Special Account: How can pre-retirees invest Ordinary Account funds for higher payouts?

Investment, Retirement planning, CPF, Wealth preservation

With CPF Special Account closure in 2025, what can you do now to optimise your retirement payouts on top of CPF LIFE?

Can you still build intergenerational wealth in today’s economy?

Intergenerational wealth, Wealth preservation, Legacy planning, Estate planning

With rising costs of living, increasing mortgages and high interest rates, it’s getting tougher for the younger generation to build their wealth as compared to before. How can we help our children protect and grow their wealth, so they can thrive in today’s economy?

Market at all-time high? Will it crash soon – time to buy?

Recession, Investment, Wealth preservation, income investing

Although the S&P 500 is at an all-time high now, debt is still going up, while inflation is still above 3%. Are we feeling the delayed impact of rate hikes? Will the market crash?

Will the market improve in 2024?

Investment, Retirement planning, Passive income, Equity Investment, Bond Investment

With Fed announcing rate cuts in 2024 and stock market picking up, when is the right time to enter?

Inverted bond yield curve: Is recession here?

Recession, Investment, Wealth preservation, Passive income

Longer term bonds are getting less returns with pessimism in the market. Is recession coming?

High interest yields? How much is enough to cover increasing mortgages?

Retirement planning, Investment, Passive income, Property investment, Wealth preservation, income investing

With rising interest rates and high inflation, can your annual increase in wages cover the increasing cost of your mortgage? How can you protect your assets in case the unexpected happens?

Many small business owners struggle with cash flow. Here’s how you can cushion downtimes

Retirement planning, Recession, Passive income, small businesses

What are the various mistakes small business owners make which affect their cash flow? And how can you generate passive income streams to cushion downtimes?

How to protect your wealth against high interest risk

Wealth preservation, Refinancing, Property investment, Investment

Is refinancing your home loan enough to protect your assets against rising interest rates and high inflation risks?

Can you still get steady wealth growth even when the market fluctuates?

Retirement planning, Investment, Passive income, Wealth preservation, Legacy planning

With rising interest rates, high inflation and stock market moving sideways, what can you realistically do to grow your wealth steadily despite market volatility? Here’s what we think about some non-mainstream methods.

High interest rates in 2023? What are the opportunity costs if you go for short-term returns?

Retirement planning, income investing, Passive income, Investment

With current high interest rates, is it a good time to grow your cash through opportunities that can generate short-term payouts? What are the potential risks?

Multiple Assets? Here’s what we can Learn from the High Net Worth on Wealth Preservation and Legacy Planning

Wealth preservation, Legacy planning, Estate planning, Retirement planning

How can you protect your assets, preserve your wealth and ensure that they get passed on to the next generation successfully? Crucial lessons we can learn from the high net worth.

How to generate steady retirement income in an uncertain market with rising interest rates and high inflation?

Retirement planning, Wealth preservation

Can you still get consistent lifetime cash flow for retirement despite current market uncertainty? With high inflation and high interest rates, how can you still preserve your wealth and secure your retirement with your family?

You might outlive your money if you make these 3 retirement planning mistakes

Wealth preservation, Retirement planning, Passive income

How can you make your retirement funds last comfortably as long as you live? Singaporeans often make these expensive mistakes!

How should you handle a recession during your retirement years?

Retirement planning, Wealth preservation, Recession

These Singaporeans did not do legacy planning right and their families had to pay the price

Legacy planning, Estate planning, Retirement planning

Legacy planning and estate planning is not just for the wealthy. Your children and future generations will benefit greatly if you do your wealth distribution well.

Bonds, REITs or Gold: Can these defensive assets really preserve your money in a volatile market?

Wealth preservation, income investing, Passive income, Investment

What you don’t know about increasing retirement payouts on top of CPF LIFE

Retirement planning, Passive income, Investment

Are your CPF LIFE payouts enough for both your retirement and leaving a legacy to pass on your wealth to your loved ones? Here’s how you can increase your payouts on top of CPF LIFE

Retiring soon? Why this popular withdrawal strategy is dangerous to follow blindly

Retirement planning, Investment, Passive income

Are you withdrawing your retirement funds using the popular 4% withdrawal rule? Or the percentage of portfolio rule? Here’s why it is risky to depend on these blindly.

Is your retirement fund enough with this unexpected cost?

Retirement planning, Long term care

Singaporeans often miss out on potential long term care costs in their retirement planning and this can be a significant sum. Find out how much you actually need.

Is dividend investing safe during high interest rate + inflation?

Passive income, Retirement planning, Investment, income investing

Can you really get consistent dividend payouts from income investing? Here are the dangers of dividend investing for retirement without a proper investment strategy.

Are you keeping losers? 4 Expensive mistakes investors make in a market crash

Investment

Are you keeping losers and selling winners? What are the costly investment mistakes investor tend to make during a market crash? Read on to find out more.

Is there a reliable alternative to property investing?

Retirement planning, Investment, Passive income

Thinking of getting passive income for retirement? Here’s an alternative method to property investment which does not require high capital

18% p.a. returns? Why buying this fund alone can be potentially dangerous

Retirement planning, Investment

Have you heard about high performing funds that can give high potential returns? How safe are they? Our Certified Financial Planner shares her insights.